Payments and Insurances

virtual therapy in Westchester

Pay with Insurance

Your mental health is just as important as your physical health and everybody can benefit from psychotherapy. Most health insurances recognize that too and offer full or partial coverage for weekly counseling.

The Joy In Living accepts major New York insurances:

We know that dealing with insurance can be overwhelming.
We are here to help. Do not hesitate to call us if you have any insurance questions.

Self-Pay and Out of Network Coverage

Our services are reimbursable by most “out of network” insurance plans. Many people have this weaved into their benefit plan without their knowledge. An out-of-network plan means that your insurance company will fully or partially reimburse for care outside their network of health care providers. You can contact your insurance to determine what percentage they will pay for out of network therapy. Ask your insurance, “do I have out-of-network benefits?” and “what is your reimbursement rate for outpatient psychotherapy?”.
Psychotherapy is also typically covered by pre-tax Flexible Spending Accounts (FSAs) or Health Spending Accounts (HSAs).
Give us a call to learn more about our affordable self-pay option.

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